Ryan Specialty Quarterly report [Sections 13 or 15(d)]

Quarterly report [Sections 13 or 15(d)]

Cover
- Cover Page
Financial Statements
Notes to Financial Statements
Accounting Policies
- Basis of Presentation (Policies)
Notes Tables
Notes Details

Debt - Summary of Outstanding Debt (Details)

v3.26.1

Debt - Summary of Outstanding Debt (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2026	Dec. 31, 2025
Debt Instrument [Line Items]
Total debt	$ 3,569,277	$ 3,351,649
Less: Short-term debt and current portion of long-term debt	(35,364)	(60,187)
Long-term debt	$ 3,533,913	3,291,462
Commercial notes, periodic interest and principal payments, 5.25%, expire May 1, 2026 \| Commercial Paper
Debt Instrument [Line Items]
Interest rate	5.25%
Premium financing notes	$ 634	2,519
Commercial notes, periodic interest and principal payments, 5.25%, expire June 1, 2026 \| Commercial Paper
Debt Instrument [Line Items]
Interest rate	5.25%
Premium financing notes	$ 201	499
Commercial notes, periodic interest and principal payments, 5.25%, expire June 21, 2026 \| Commercial Paper
Debt Instrument [Line Items]
Interest rate	5.25%
Premium financing notes	$ 1,185	2,355
Medium-Term Note \| Credit Agreement \| Secured Debt
Debt Instrument [Line Items]
Debt term	7 years
Interest rate	2.00%
Long-term debt	$ 1,656,411	1,659,629
Line of Credit \| Credit Agreement \| Revolving Credit Facility
Debt Instrument [Line Items]
Debt term	5 years
Basis spread on variable rate	2.50%
Long-term debt	$ 319,399	74,062
Line of Credit \| Credit Agreement \| Revolving Credit Facility \| Minimum
Debt Instrument [Line Items]
Commitment fee percentage	0.25%
Line of Credit \| Credit Agreement \| Revolving Credit Facility \| Maximum
Debt Instrument [Line Items]
Commitment fee percentage	0.50%
Senior Secured Notes \| 8-year senior secured notes, semi-annual interest payments, 4.38%, mature February 1, 2030
Debt Instrument [Line Items]
Debt term	8 years
Interest rate	4.38%
Long-term debt	$ 398,560	402,677
Senior Secured Notes \| 8-year senior secured notes, semi-annual interest payments, 5.88%, mature August 1, 2032
Debt Instrument [Line Items]
Debt term	8 years
Interest rate	5.88%
Long-term debt	$ 1,192,887	$ 1,209,908

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